Charlottesville Home Your Journey Starts Here

Begin your path to homeownership in the heart of Virginia. At Charlottesville Mortgage Group, we make the process simple, transparent, and stress-free so you can focus on what matters most finding the perfect home for your lifestyle.

Home Buying

Discover tips, tools, and guidance to make your home purchase simple and stress-free.

Calculators

Explore personalized numbers and see what’s possible for your budget and home goals.

Helocs

Track the latest rates and learn how lower options can work in your financial favor.

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About us

Helping Charlottesville Residents Build Their Future

At Charlottesville Mortgage Group, we’re proud to serve the community we call home. Our experienced team combines years of mortgage expertise with a deep understanding of the local real estate landscape from historic downtown properties to family-friendly neighborhoods near UVA.

Our Services

Explore Our Trusted Mortgage Services

Home Buying

Buying a home is a key financial and life decision for Veterans and their families.

Calculators

It requires careful planning, budgeting, and picking the right mortgage options.

Helocs

Mortgage calculators are useful tools to estimate payments quickly and accurately.

Refinancing

A HELOC is a flexible loan letting homeowners borrow against their home equity.

Free NoTouch Credit

Your Credit is Safe with Us

Discover your loan options and true buying power with our NoTouch Credit System . We get you pre-approved without a single credit hit.

With our Free NoTouch Credit service, you can instantly see where your credit stands—without triggering a hard inquiry or lowering your score. Traditional credit checks often leave a mark that lenders can see, but our process uses a soft pull—completely safe, private, and impact-free.

FAQs

Charlottesville Mortgage FAQs

Find quick answers to the most common home loan questions in the Charlottesville area from loan types and down payments to local programs and lender benefits.
Conventional, FHA, VA, and USDA loans are all available for local buyers.
As little as 0–5%, depending on the loan type and programs you qualify for.
Around $450,000, though prices vary by neighborhood.
Typically 30–45 days from application to closing.
Yes Virginia Housing and local programs offer down payment and closing cost help.

Appointment

Let Us Help You Find the Right Mortgage Path

Take the first step toward owning your Charlottesville home by completing our simple online application. Our local experts will review your information and guide you through the next steps to find the right loan for your goals.

Buying a home should feel exciting — not stressful. With Charlottesville Mortgage Group, you’ll get expert support from pre-approval to closing, every step of the way.

What Customers Say About Working With Duane Buziak Mortgage Maestro

My Videos

Top Tips for HomeBuyers and Investors